A 22-year-old entrepreneur and recent graduate of Philosophy from Adekunle Ajasin University, Akungba-Akoko, Ondo State, Miss Olatunji Blossom Olorunfemi, has accused consumer-finance platform CD Care Limited of causing significant financial losses and emotional distress following the delayed delivery and eventual cancellation of an order for a commercial freezer intended for her business.
Blossom, who is currently seeking admission to study Law at the University of Ibadan, said she earns a living through a small-scale food and beverage business, where she prepares and sells Chapman, peppered meat, ponmo sauce, and other perishable refreshments. According to her, the business depends heavily on cold storage to preserve items and meet daily customer demand.
She explained that she commenced the purchase of a Midea 293 Litres Inverter Chest Freezer through CD Care on 20 April 2026 under an installment arrangement, after losing access to a previously used freezer which was essential to her operations.
In a message made available to this publication, she said: “I am mentally and emotionally drained, drowning in debts and it’s all thanks to CD Care. I am beyond pained at the moment.”
She alleged that despite making payments as agreed and borrowing additional funds to meet installment obligations, the freezer was not delivered within the scheduled period. According to her, customer service representatives repeatedly assured her that the product had arrived in Akure and would soon be delivered, assurances she said she relied upon in good faith.
Blossom further alleged that the delay had a direct impact on her business operations, leading to loss of customers who depended on her for chilled drinks and refreshments. She also stated that she missed a confirmed business engagement valued at approximately ₦800,000, which involved prepared perishable food items and materials that had already been purchased for resale and could not be preserved due to lack of refrigeration. The materials reportedly went to waste, resulting in further financial loss, alongside other missed business opportunities and disruptions to her income-generating activities.
She added that the situation coincided with her preparations for the University of Ibadan Faculty of Law Post-UTME examination, placing additional emotional and financial strain on her as she attempted to balance business survival, debt repayment obligations, and academic preparation.
On 18 June 2026, her solicitor, Olatunde Olayinka Damilola of HELTAVEL LP, issued a formal demand letter to CD Care Limited seeking compensation in the sum of ₦3 million.
According to excerpts from the firm’s statement, “Our client, a young entrepreneur running a beverage and snack business while pursuing long-term academic aspirations, relied on this transaction to sustain her livelihood and meet existing financial obligations, including a loan obtained to facilitate the purchase.”
The statement further reads: “During the period of non-delivery, she lost a confirmed business engagement valued at approximately ₦800,000, alongside other missed opportunities and disruptions to her income-generating activities. Repeated assurances were given regarding delivery status, which were relied upon in good faith.”
It also stated: “A formal demand for compensation has now been issued. While we remain open to amicable resolution within the stipulated timeframe, especially hoping that CD Care uphold its commendable good will towards making item purchase affordable to all Nigerians, failure to adequately address this matter will leave no option but to pursue all legal and regulatory remedies available.”
The firm added that it expects “accountability, transparency, and professionalism in consumer transactions, particularly where individuals depend on such agreements for livelihood.”
As of the time of filing this report, CD Care Limited had not publicly responded to the allegations or the demand for compensation.